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How much more money you need to make to afford a home in every US state

<figure><img src="https://i.insider.com/6aedef37eaa5e46dca227978?format=jpeg" height="4000" width="6000" alt="Colorful row of residential houses with porches, bare trees, light snow on lawns, and an American flag."><figcaption>Salaries increased in nearly every state, but still not enough to afford the typical home.<p class="copyright">Grace Cary/Getty Images</p></figcaption></figure><ul class="summary-list"><li>Incomes have increased in nearly every state, but buying a home hasn't gotten any easier.</li><li>The national median income is still $31,136 short of affording the median-priced home.</li><li>Realtor.com data shows that the additional income needed to buy a home ranges from $2,287 to $98,469.</li></ul><p>Nearly every state in the US experienced a bump in household income last year, yet it's still not enough to <a target="" class="" href="https://www.businessinsider.com/americans-spend-45-income-afford-a-home-2025-7">afford the typical home</a>.</p><p>States like Rhode Island and Virginia saw fairly large increases in income from 2024 to 2025 — 9.02% and 7.85%, respectively — but <a target="" class="" href="https://www.businessinsider.com/housing-market-affordability-homebuyer-earnings-income-price-trends-covid-comparison-2024-2">an additional five figures</a> is needed to afford a median-priced home in each state, according to data from the US Census and Realtor.com.</p><p>Realtor.com senior economist Hannah Jones said that even though households are bringing in more money, an <a target="" class="" href="https://www.businessinsider.com/housing-affordability-gap-median-income-homeownership-2026-10">increase in mortgage rates</a> since last year isn't helping.</p><p>"Mortgage rates are more than one percentage point higher than a year ago, which cuts into buyer budgets and offsets the affordability gains from softening home prices and rising incomes," Jones said. "Nationally, the median household income is not enough to afford the median-priced home in any state."</p><p>The national <a target="" class="" href="https://www.businessinsider.com/income-needed-to-buy-house-home-affordability-starter-homes-2025-5">median household income</a> was $84,780 in 2025 — a roughly 3.8% increase from the previous year. However, with the national median listing price at $419,250 in September 2026, that's $31,136 short of the recommended income to buy, assuming a mortgage rate of 7.32% and a 10% down payment, according to Realtor.</p><p><a target="_blank" class="" href="https://www.realtor.com/news/trends/map-incomes-rise-fastest-national-median-housing-affordability-census/">Realtor calculated the additional amount</a> needed above the median income to afford the typical home in each state, and found that some require a couple thousand dollars, while others require nearly six figures. </p><p>See how much more money you need to afford an average home in each state. States in ascending order of the additional household income needed to afford the median-priced home.</p><div id="slideshow"><div class="slide"><div class="slide-title">Iowa</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5294308912814ed71865?format=jpeg" height="5587" width="8460" charset="" alt="Historic brick storefronts line a quiet downtown street at dusk with lampposts, trees, and empty parking spaces."><figcaption>Iowa.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $76,483</p><p><strong>2024-2025 change in income:</strong> 1.30%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $2,287</p></div></div><div class="slide"><div class="slide-title">Illinois</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed52ff9270da3cc6668b38?format=jpeg" height="3948" width="5272" charset="" alt="Downtown Chicago skyscrapers and bascule bridges line the Chicago River on a sunny day."><figcaption>Illinois.<p class="copyright">Jeremy Poland/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $86,676</p><p><strong>2024-2025 change in income:</strong> 4.16%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $3,168</p></div></div><div class="slide"><div class="slide-title">Ohio</div><div class="slide-image"><figure><img src="https://i.insider.com/6a7228994327cd5a0ae2ddfc?format=jpeg" height="3483" width="5224" charset="" alt="Downtown Cleveland skyline rises beside the Cuyahoga River with Terminal Tower and waterfront parks in warm light."><figcaption>Cleveland.<p class="copyright">Ultima_Gaina/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $74,804</p><p><strong>2024-2025 change in income:</strong> 3.59%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $3,718</p></div></div><div class="slide"><div class="slide-title">Pennsylvania</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5375308912814ed71869?format=jpeg" height="3708" width="5563" charset="" alt="Downtown Pittsburgh skyline rises beyond Point State Park and yellow bridges at the river confluence."><figcaption>Pennsylvania.<p class="copyright">sdominick/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $81,473</p><p><strong>2024-2025 change in income:</strong> 5.07%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $3,961</p></div></div><div class="slide"><div class="slide-title">Kansas</div><div class="slide-image"><figure><img src="https://i.insider.com/6a67b12154f987526177a3e1?format=jpeg" height="2836" width="5500" charset="" alt="Aerial panorama of Topeka, Kansas."><figcaption>Topeka, Kansas.<p class="copyright">Ultima_Gaina/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $77,824</p><p><strong>2024-2025 change in income:</strong> 3.06%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $4,015</p></div></div><div class="slide"><div class="slide-title">Michigan</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed53fa308912814ed7186aformat=jpeg" height="3629" width="5447" charset="" alt="Detroit skyline and Renaissance Center glow at sunset beside the Detroit River with a docked riverboat in foreground."><figcaption>Michigan.<p class="copyright">pawel.gaul/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $75,832</p><p><strong>2024-2025 change in income:</strong> 4.76%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $7,086</p></div></div><div class="slide"><div class="slide-title">Missouri</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5467308912814ed7186c?format=jpeg" height="4062" width="6625" charset="" alt="Aerial view of the Missouri State Capitol beside the Missouri River and downtown Jefferson City under a partly cloudy sky."><figcaption>Missouri.<p class="copyright">Ultima_Gaina/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $75,485</p><p><strong>2024-2025 change in income:</strong> 5.44%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $7,460</p></div></div><div class="slide"><div class="slide-title">Indiana</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed54ce308912814ed7186e?format=jpeg" height="2962" width="5272" charset="" alt="Downtown Fort Wayne skyline with office towers, streets, trees, and the Allen County Courthouse at sunset."><figcaption>Indiana.<p class="copyright">Nicholas Klein/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $74,516</p><p><strong>2024-2025 change in income:</strong> 3.55%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $8,153</p></div></div><div class="slide"><div class="slide-title">Louisiana</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed550e308912814ed7186f?format=jpeg" height="5773" width="8660" charset="" alt="Historic New Orleans street with wrought-iron balconies and St. Louis Cathedral rising in the background."><figcaption>Louisiana.<p class="copyright">Jeremy Poland/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $65,139</p><p><strong>2024-2025 change in income:</strong> 6.81%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $9,512</p></div></div><div class="slide"><div class="slide-title">Maryland</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed556d9270da3cc6668b3f?format=jpeg" height="2160" width="4096" charset="" alt="Aerial view of a small town with a red-brick clock tower, church steeple, river, and wooded hills."><figcaption>Maryland.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $107,700</p><p><strong>2024-2025 change in income:</strong> 4.66%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $9,806</p></div></div><div class="slide"><div class="slide-title">West Virginia</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed55b0c54bfafa65abf961?format=jpeg" height="3398" width="5078" charset="" alt="Aerial view of the West Virginia State Capitol with a gold dome beside the Kanawha River in autumn."><figcaption>West Virginia.<p class="copyright">Wirestock/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $61,340</p><p><strong>2024-2025 change in income:</strong> 0.89%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $10,545</p></div></div><div class="slide"><div class="slide-title">Nebraska</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed55f6c54bfafa65abf962?format=jpeg" height="5456" width="8192" charset="" alt="Aerial view of the Nebraska State Capitol and surrounding downtown Lincoln streets under a partly cloudy sky."><figcaption>Nebraska.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $81,614</p><p><strong>2024-2025 change in income:</strong> 6.86%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $11,008</p></div></div><div class="slide"><div class="slide-title">Minnesota</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed56279270da3cc6668b40?format=jpeg" height="5773" width="8660" charset="" alt="Downtown skyline reflects in a calm river at dusk with illuminated buildings, bridges, trees, and cloudy sky."><figcaption>Minnesota.<p class="copyright">RudyBalasko/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $92,297</p><p><strong>2024-2025 change in income:</strong> 5.95%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $12,739</p></div></div><div class="slide"><div class="slide-title">Oklahoma</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed567cc54bfafa65abf964?format=jpeg" height="5773" width="8660" charset="" alt="Downtown Oklahoma City skyline glows at dusk behind low-rise buildings and streets in the foreground."><figcaption>Oklahoma.<p class="copyright">RudyBalasko/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $68,441</p><p><strong>2024-2025 change in income:</strong> 3.47%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $13,576</p></div></div><div class="slide"><div class="slide-title">Texas</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed57149270da3cc6668b42?format=jpeg" height="5773" width="8660" charset="" alt="Downtown Dallas skyline with Reunion Tower, high-rises, rail tracks, and convention center buildings under a cloudy blue sky."><figcaption>Texas.<p class="copyright">Jeremy Poland/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $82,625</p><p><strong>2024-2025 change in income:</strong> 3.64%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $15,738</p></div></div><div class="slide"><div class="slide-title">Kentucky</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed575ac54bfafa65abf965?format=jpeg" height="3948" width="5272" charset="" alt="Aerial view of a riverside downtown with a white church steeple, brick buildings, autumn trees, and a suspension bridge."><figcaption>Kentucky.<p class="copyright">Posnov/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $66,447</p><p><strong>2024-2025 change in income:</strong> 2.98%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $18,648</p></div></div><div class="slide"><div class="slide-title">North Dakota</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed578cc54bfafa65abf966?format=jpeg" height="2160" width="4096" charset="" alt="Illuminated bridge crosses a river through a city at dusk with buildings and streetlights in the background."><figcaption>North Dakota.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $81,545</p><p><strong>2024-2025 change in income:</strong> 4.72%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $20,948</p></div></div><div class="slide"><div class="slide-title">Mississippi</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed57b69270da3cc6668b44?format=jpeg" height="3648" width="5472" charset="" alt="Aerial view of downtown Jackson with the Mississippi State Capitol dome and surrounding office buildings."><figcaption>Mississippi.<p class="copyright">Dennis MacDonald/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $59,346</p><p><strong>2024-2025 change in income:</strong> 0.37%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $21,457</p></div></div><div class="slide"><div class="slide-title">Alabama</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed584c9270da3cc6668b45?format=jpeg" height="3078" width="5472" charset="" alt="Aerial view of a downtown riverfront skyline with a faint rainbow over high-rise buildings and a riverboat dock."><figcaption>Alabama.<p class="copyright">Kruck20/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $67,663</p><p><strong>2024-2025 change in income:</strong> 1.51%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $22,194</p></div></div><div class="slide"><div class="slide-title">Arkansas</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed58979270da3cc6668b47?format=jpeg" height="4320" width="8192" charset="" alt="White arch bridge crosses a river toward a downtown skyline in late afternoon light."><figcaption>Arkansas.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $65,588</p><p><strong>2024-2025 change in income:</strong> 5.61%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $22,539</p></div></div><div class="slide"><div class="slide-title">South Dakota</div><div class="slide-image"><figure><img src="https://i.insider.com/6a67b58054f987526177a414?format=jpeg" height="3915" width="6960" charset="" alt="Aerial view of Rapid City, South Dakota."><figcaption>Rapid City, South Dakota.<p class="copyright">Ultima_Gaina/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $80,506</p><p><strong>2024-2025 change in income:</strong> 4.72%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $23,176</p></div></div><div class="slide"><div class="slide-title">Alaska</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed594c9270da3cc6668b48?format=jpeg" height="3333" width="5000" charset="" alt="Colorful hillside homes sit among evergreen trees at the edge of a dense forest."><figcaption>Alaska.<p class="copyright">Sophia Zayas/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $95,220</p><p><strong>2024-2025 change in income:</strong> -0.47%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $25,051</p></div></div><div class="slide"><div class="slide-title">South Carolina</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed59919270da3cc6668b49?format=jpeg" height="2972" width="5280" charset="" alt="Downtown buildings surround the domed South Carolina State House in a warm aerial city view."><figcaption>South Carolina.<p class="copyright">Alex Potemkin/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $73,672</p><p><strong>2024-2025 change in income:</strong> 1.83%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $25,847</p></div></div><div class="slide"><div class="slide-title">Georgia</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5a3c9270da3cc6668b4aformat=jpeg" height="4320" width="7680" charset="" alt="Downtown Atlanta skyline with high-rise buildings, roads, and autumn trees under a clear sky."><figcaption>Georgia.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $81,847</p><p><strong>2024-2025 change in income:</strong> 2.32%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $25,913</p></div></div><div class="slide"><div class="slide-title">Virginia</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5a8a9270da3cc6668b4b?format=jpeg" height="4912" width="7360" charset="" alt="Downtown Roanoke skyline at sunset with high-rises, brick buildings, and Blue Ridge mountains under cloudy sky."><figcaption>Virginia.<p class="copyright">Sean Pavone/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $99,322</p><p><strong>2024-2025 change in income:</strong> 7.85%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $26,742</p></div></div><div class="slide"><div class="slide-title">Wisconsin</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5ab9c54bfafa65abf96d?format=jpeg" height="2958" width="3946" charset="" alt="Downtown Milwaukee skyline rises beside the Milwaukee River with bridges, boats, and Lake Michigan in the distance."><figcaption>The Milwaukee skyline sits behind the view of the Milwaukee River<p class="copyright">Jon Mattrisch/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $80,213</p><p><strong>2024-2025 change in income:</strong> 3.52%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $27,588</p></div></div><div class="slide"><div class="slide-title">Florida</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5b07308912814ed71877?format=jpeg" height="3000" width="4000" charset="" alt="Aerial view of a brick-paved downtown intersection surrounded by low-rise buildings, parked cars, trees, and a cloudy sky."><figcaption>Florida.<p class="copyright">Dmitry Vinogradov/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $80,846</p><p><strong>2024-2025 change in income:</strong> 4.00%</p><p><strong>Additional household income needed to afford the median-priced home: </strong>$32,499</p></div></div><div class="slide"><div class="slide-title">North Carolina</div><div class="slide-image"><figure><img src="https://i.insider.com/6a67b36f54f987526177a402?format=jpeg" height="3078" width="5472" charset="" alt="Aerial view of downtown Charlotte, North Carolina."><figcaption>Charlotte, North Carolina.<p class="copyright">Kruck20/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $77,638</p><p><strong>2024-2025 change in income:</strong> 4.98%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $32,956</p></div></div><div class="slide"><div class="slide-title">District of Columbia</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5ba79270da3cc6668b4d?format=jpeg" height="4320" width="8192" charset="" alt="Washington Monument rises above the National Mall and surrounding autumn trees in an aerial view of Washington, D.C."><figcaption>District of Columbia.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $109,505</p><p><strong>2024-2025 change in income:</strong> -0.18%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $36,341</p></div></div><div class="slide"><div class="slide-title">New Mexico</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5bfcc54bfafa65abf971?format=jpeg" height="2761" width="3681" charset="" alt="Downtown Albuquerque skyline glows in warm sunset light with residential neighborhoods and mountains in the background."><figcaption>New Mexico.<p class="copyright">GummyBone/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income: </strong>$70,342</p><p><strong>2024-2025 change in income:</strong> 3.72%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $40,107</p></div></div><div class="slide"><div class="slide-title">Delaware</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5c359270da3cc6668b4f?format=jpeg" height="5785" width="8201" charset="" alt="Historic streetscape with a brick clock tower, row houses, stop signs, and bare trees under a clear sky."><figcaption>Delaware.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $92,520</p><p><strong>2024-2025 change in income:</strong> 5.70%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $41,574</p></div></div><div class="slide"><div class="slide-title">Maine</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5c609270da3cc6668b50?format=jpeg" height="3744" width="5616" charset="" alt="Rocky shoreline with coastal houses overlooking blue water under a partly cloudy sky."><figcaption>Maine.<p class="copyright">peeterv/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $81,760</p><p><strong>2024-2025 change in income:</strong> 6.96%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $42,658</p></div></div><div class="slide"><div class="slide-title">Tennessee</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5c92c54bfafa65abf974?format=jpeg" height="3732" width="5752" charset="" alt="Nashville skyline glows at dusk with downtown towers reflected in the Cumberland River."><figcaption>Tennessee.<p class="copyright">Sky Noir Photography by Bill Dickinson/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $75,875</p><p><strong>2024-2025 change in income:</strong> 5.39%</p><p><strong>Additional household income needed to afford the median-priced home: </strong>$42,861</p></div></div><div class="slide"><div class="slide-title">Arizona</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5cef308912814ed7187aformat=jpeg" height="4872" width="7305" charset="" alt="Desert cityscape with red rock buttes and distant mountains under warm sunset light."><figcaption>Arizona.<p class="copyright">Beata Whitehead/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $82,940</p><p><strong>2024-2025 change in income:</strong> 1.78%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $44,215</p></div></div><div class="slide"><div class="slide-title">Connecticut</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5d4bc54bfafa65abf975?format=jpeg" height="2667" width="4000" charset="" alt="Hartford skyline at dusk with illuminated downtown towers, highways, trees, and a cloudy blue sky."><figcaption>Connecticut.<p class="copyright">f11photo/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $100,056</p><p><strong>2024-2025 change in income:</strong> 4.17%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $44,407</p></div></div><div class="slide"><div class="slide-title">New Jersey</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5dcd308912814ed7187c?format=jpeg" height="4320" width="7680" charset="" alt="Aerial view of a downtown skyline beside a river with autumn trees under a partly cloudy sky."><figcaption>New Jersey.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $107,797</p><p><strong>2024-2025 change in income:</strong> 3.36%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $46,896</p></div></div><div class="slide"><div class="slide-title">Nevada</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5e399270da3cc6668b54?format=jpeg" height="5773" width="8660" charset="" alt="Las Vegas skyline with The STRAT tower rising above hotels and desert mountains in the background."><figcaption>Nevada.<p class="copyright">Nisian Hughes/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $85,198</p><p><strong>2024-2025 change in income:</strong> 5.01%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $47,515</p></div></div><div class="slide"><div class="slide-title">Vermont</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5e7dc54bfafa65abf978?format=jpeg" height="2160" width="3840" charset="" alt="Montpelier’s downtown and Vermont State House sit among autumn-colored hills under a cloudy sky."><figcaption>Vermont.<p class="copyright">halbergman/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $86,018</p><p><strong>2024-2025 change in income:</strong> 3.97%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $52,072</p></div></div><div class="slide"><div class="slide-title">Colorado</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5ebec54bfafa65abf97b?format=jpeg" height="5094" width="8272" charset="" alt="Downtown Denver skyline glows at dusk with the Colorado State Capitol and Rocky Mountains in the background."><figcaption>Colorado.<p class="copyright">Jon Paciaroni/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $99,729</p><p><strong>2024-2025 change in income:</strong> 2.69%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $56,208</p></div></div><div class="slide"><div class="slide-title">New Hampshire</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed5f3b9270da3cc6668b5aformat=jpeg" height="4912" width="7360" charset="" alt="Manchester, New Hampshire skyline rises above riverside mill buildings and trees along the Merrimack River."><figcaption>New Hampshire.<p class="copyright">Sean Pavone/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $106,759</p><p><strong>2024-2025 change in income:</strong> 6.99%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $56,367</p></div></div><div class="slide"><div class="slide-title">Wyoming</div><div class="slide-image"><figure><img src="https://i.insider.com/6a67b2d2ce52cb26b8394690?format=jpeg" height="5724" width="8644" charset="" alt="Snow-dusted mountains rise behind a city skyline under pink clouds at sunset."><figcaption>Casper, Wyoming.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $80,894</p><p><strong>2024-2025 change in income:</strong> 7.10%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $56,381</p></div></div><div class="slide"><div class="slide-title">Utah</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed60b3308912814ed71885?format=jpeg" height="5152" width="7328" charset="" alt="Downtown Provo glows at dusk with the illuminated Provo City Center Temple and mountains in the background."><figcaption>Utah.<p class="copyright">Dee Liu/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $99,311</p><p><strong>2024-2025 change in income:</strong> 2.74%</p><p><strong>Additional household income needed to afford the median-priced home: </strong>$60,774</p></div></div><div class="slide"><div class="slide-title">Oregon</div><div class="slide-image"><figure><img src="https://i.insider.com/69cc07876a864f6fcd7bbff3?format=jpeg" height="3339" width="5013" charset="" alt="Aerial View of Portland, Oregon at Dusk."><figcaption>Portland, Oregon.<p class="copyright">Jacob Boomsma/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $86,953</p><p><strong>2024-2025 change in income:</strong> 2.03%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $65,113</p></div></div><div class="slide"><div class="slide-title">Rhode Island</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed6100308912814ed71886?format=jpeg" height="5164" width="9377" charset="" alt="Downtown Providence skyline and riverwalk reflect in a calm canal at sunset with bridges and high-rise buildings."><figcaption>Rhode Island.<p class="copyright">Sanghwan Kim/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $91,039</p><p><strong>2024-2025 change in income:</strong> 9.02%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $66,529</p></div></div><div class="slide"><div class="slide-title">Washington</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed613c9270da3cc6668b5e?format=jpeg" height="3756" width="6656" charset="" alt="Seattle skyline at sunset with the Space Needle and snowcapped Mount Rainier in the distance."><figcaption>Washington.<p class="copyright">Luis Hernandez / 500px/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income: </strong>$101,946</p><p><strong>2024-2025 change in income:</strong> 2.57%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $74,859</p></div></div><div class="slide"><div class="slide-title">New York</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed619c9270da3cc6668b60?format=jpeg" height="3686" width="6306" charset="" alt="City skyline and waterfront at sunset with bright sun, trees, shoreline, and reflections on calm water."><figcaption>New York.<p class="copyright">LD/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $89,210</p><p><strong>2024-2025 change in income:</strong> 3.95%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $78,063</p></div></div><div class="slide"><div class="slide-title">Idaho</div><div class="slide-image"><figure><img src="https://i.insider.com/6a67b4a2548c9c486b3110bf?format=jpeg" height="2702" width="4883" charset="" alt="Boise, Idaho, skyline panorama with fall colors"><figcaption>Boise, Idaho.<p class="copyright">Darwin Fan/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $84,234</p><p><strong>2024-2025 change in income:</strong> 3.78%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $79,721</p></div></div><div class="slide"><div class="slide-title">Massachusetts</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed61e09270da3cc6668b61?format=jpeg" height="5672" width="8441" charset="" alt="Autumn trees and riverside buildings reflect in calm water beneath a cloudy sky in a small town."><figcaption>Massachusetts.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $106,539</p><p><strong>2024-2025 change in income: </strong>1.63%</p><p><strong>Additional household income needed to afford the median-priced home: </strong>$90,940</p></div></div><div class="slide"><div class="slide-title">Hawaii</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed62329270da3cc6668b62?format=jpeg" height="5304" width="7952" charset="" alt="High-rise residential buildings fill a coastal cityscape with green mountains and clouds in the distance."><figcaption>Hawaii.<p class="copyright">aaaaimages/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $105,013</p><p><strong>2024-2025 change in income:</strong> 4.24%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $97,498</p></div></div><div class="slide"><div class="slide-title">California</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed627c308912814ed71889?format=jpeg" height="5773" width="8660" charset="" alt="Spanish-style buildings line a palm-filled street with blooming flowers and mountains in warm evening light."><figcaption>California.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $102,159</p><p><strong>2024-2025 change in income:</strong> 2.01%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $98,292</p></div></div><div class="slide"><div class="slide-title">Montana</div><div class="slide-image"><figure><img src="https://i.insider.com/6aed62fec54bfafa65abf984?format=jpeg" height="5489" width="8548" charset="" alt="Historic brick storefronts with illuminated windows line a quiet urban street at dusk."><figcaption>Montana.<p class="copyright">DenisTangneyJr/Getty Images</p></figcaption></figure></div><div class="slide-content"><p><strong>Median household income:</strong> $77,099</p><p><strong>2024-2025 change in income:</strong> 2.33%</p><p><strong>Additional household income needed to afford the median-priced home:</strong> $98,469</p></div></div></div><div class="read-original">Read the original article on <a href="https://www.businessinsider.com/how-much-more-money-needed-to-buy-home-every-us-state-2026-11">Business Insider</a></div>